Common Mistakes to Avoid When Filing a Road Traffic Claim
Making a road traffic claim in Scotland is something most people hope they never have to do. But if the time comes, knowing what not to do is just as important as knowing the right steps. Small errors early on can make it harder to get the outcome you deserve.
Keep reading to see where people often slip up and how you can avoid those same problems.
Not Seeking Medical Attention Immediately
Many people walk away from an accident thinking they feel fine, only to notice pain days later. Getting checked by a doctor straight away does more than protect your health. It creates a medical record that connects your injuries to the accident. Without this, it becomes easier for insurers to question your claim or reduce the amount offered.
Waiting Too Long to Start the Claim
In Scotland, there's usually a three-year limit from the date of the accident to begin your claim.
That may seem like a long time, but gathering the right information can take months. Starting early gives your road traffic lawyer in Glasgow more time to collect evidence, speak to witnesses, and prepare your case properly.
Failing to Gather Adequate Evidence
The strength of your claim depends heavily on the evidence you have. Relying only on police or insurance reports might leave important details out.
Whenever possible, take photographs of the scene, get contact details for witnesses, save dashcam footage, and keep copies of any repair or medical receipts. These details can make the difference between a fair settlement and a low offer.
Communicating Directly with the Other Party's Insurer
Contacting the other driver's insurer yourself can sometimes backfire. They may try to settle the claim quickly, often for less than it's worth, or get you to say something that weakens your case.
Passing all communication through your solicitor protects you from agreeing to anything that might hurt your position later.
Overlooking the Impact on Daily Life and Future Losses
A road traffic claim isn't just about immediate costs like fixing your car or covering the first hospital bill. Some injuries need ongoing treatment or can affect your ability to work. Emotional distress or lifestyle changes also matter.
If these aren't included, you could lose out on compensation for future losses that are harder to put a figure on.
Providing Inconsistent or Inaccurate Information
If your account of the accident changes, even slightly, it can raise doubts. Make sure you're giving the same clear details to your lawyer, insurers, and the police. Write everything down soon after the accident so your version stays accurate and consistent.
Final Thoughts
Avoiding these mistakes can make your claim smoother and more effective.
Acting quickly, keeping thorough records, and working with an experienced solicitor gives you the best chance of getting the right result.
If you've been in a road traffic accident, take the time to understand your rights and let a trusted legal professional guide you every step of the way.